Privacy Policy
What does White County Federal Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
account balances and payment history
credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information, the reasons White County Federal Credit Union chooses to share; and whether You can limit this sharing.
| Reasons we can share your personal information | Does the Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes - To offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates everyday business purposes - Information about your transactions and experiences | Yes | No |
| For our affiliates everyday business purposes - Information about your creditworthiness | No | We Don't Share |
| For our affiliates to market to you | Yes | Yes |
| For our non-affiliates to market to you | No | We Don't Share |
Questions?
Call us at: 501-268-3122 or Toll Free at 877-872-1810, or write to us at: 508 W Beebe Capps Expy, Searcy, AR 72143, or email us at: info@whitecountyfcu.org
What We Do
How does White County FCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does White County FCU collect my personal information?
We collect your personal information, for example, when you
open an account or make deposit or withdrawals from your account
pay your bills or apply for a loan
use your debit card or credit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes - information about your creditworthiness
affiliates from using your personal information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies such as: CUNA Mutual and TruStage
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
White County FCU does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include company categories such as: insurance companies and investment or financial services companies.
Other Privacy Policy Information
Click Here to download a printable copy of our Privacy Policy.