Rates


Loan Rates

Effective as of: February 6th, 2019

Auto Loans
New
2018-2019 up to 72 months as low as 3.99% APR
Used
2017-2019 up to 72 months as low as 4.79% APR
2015-2016 up to 66 months as low as 5.49% APR
2013-2014 up to 60 months as low as 6.09% APR
2011-2012 up to 54 months as low as 6.69% APR
2006-2010 up to 48 months as low as 7.29% APR
2001-2005 up to 42 months as low as 7.89% APR
2000 or older up to 36 months as low as 8.49% APR
Recreational and Miscellaneous Loans
New
2018-2019 up to 72 months as low as 4.99% APR
Used
2017-2019 up to 72 months as low as 5.79% APR
2015-2016 up to 66 months as low as 6.49% APR
2013-2014 up to 60 months as low as 7.09% APR
2011-2012 up to 54 months as low as 7.69% APR
2006-2010 up to 48 months as low as 8.29% APR
2001-2005 up to 42 months as low as 8.89% APR
2000 or older up to 36 months as low as 8.49% APR
Unsecured Loans
Signature Loan
(Similar to a Personal Loan)
up to 48 months as low as 9.99% APR
Share Secured
Share Secured up to 60 months 3.00% above dividend rate
CD Secured
CD Secured up to 60 months 3.00% above dividend rate
Credit Builder
Credit Builder
(Secured by share account)
up to 24 months Credit Builder loan rates are 12.90% APR

Standard Savings Dividend Rates

Effective as of: February 6th, 2019

Regular Share Savings
Minimum balance of $25.00 required to open the account and earn dividends.
Balance Dividend Rate
$25.00- $2,499.99 0.10% APY
$2,500 - $9,999.99 0.15% APY
$10,000.00 and above 0.20% APY
Christmas Club
Minimum balance of $3.00 required to open the account and earn dividends.
$3.00 and above 0.25% APY

Term Savings Dividend Rates

Effective as of: February 6th, 2019

Share Certificates
Minimum balance of $1,000 required to open the account.
24 Month 1.30% APY
12 Month 1.00% APY
6 Month 0.50% APY